Dental health is an important aspect of overall well-being, and choosing the right dental insurance can help you maintain a healthy smile. In Connecticut, there are numerous dental insurance providers offering a range of plans that cater to different needs. Whether you need coverage for preventive care, sensitive teeth, tooth extractions, or treatments for bad breath, it’s essential to find the right plan for your budget and dental health needs. In this article, we’ll cover the top 12 dental insurance companies in Connecticut for 2025 to help you make an informed decision.
1. Cigna Dental Insurance
Cigna is one of the leading providers of dental insurance in Connecticut, offering a variety of plans that suit individuals, families, and employers. Cigna’s dental plans include coverage for preventive care, fillings, root canals, and tooth extractions. They also provide access to a wide network of dentists, ensuring that you have easy access to dental care when you need it.
Plans Offered:
PPO Plans: Flexible plans with a broad network of dental providers.
HMO Plans: More affordable plans with a smaller network.
Average Cost:
Cigna’s premiums for dental insurance start around $30 per month for individual coverage.
2. Delta Dental
Delta Dental is one of the most trusted names in dental insurance, offering comprehensive coverage for gum disease, sensitive teeth, fillings, crowns, and preventive care. Their plans are ideal for those who want an affordable option with a reliable provider network.
Plans Offered:
PPO Plans: These plans allow you to choose from a wide network of dental care providers.
HMO Plans: More budget-friendly plans with a limited provider network.
Average Cost:
Delta Dental’s premiums typically range from $25 to $50 per month, depending on the plan and coverage level.
3. Aetna Dental
Aetna is a well-established insurance provider offering flexible dental plans that cover preventive care, sensitive teeth, fillings, crowns, and tooth extractions. Their dental plans are highly rated for their affordability and coverage options.
Plans Offered:
PPO Plans: Offers flexibility in choosing a dentist and access to a large network.
HMO Plans: Budget-friendly plans with a smaller network of dental providers.
Average Cost:
Aetna’s dental premiums range from $30 to $50 per month for individual coverage.
4. MetLife Dental Insurance
MetLife offers a wide range of dental insurance plans to meet the needs of individuals and families. Their plans provide comprehensive coverage for gum disease, caries, sensitive teeth, and bad breath treatments. They also offer PPO and HMO plans with extensive provider networks.
Plans Offered:
PPO Plans: A large network of dental providers.
HMO Plans: More affordable options with fewer choices in terms of dental providers.
Average Cost:
MetLife’s premiums typically range from $25 to $55 per month, depending on the plan.
5. Blue Cross Blue Shield Dental
Blue Cross Blue Shield (BCBS) provides a range of dental insurance plans in Connecticut. BCBS covers a variety of services, including preventive care, fillings, crowns, and treatment for bad breath and gum disease. Their plans are widely accepted, making it easy for you to find a dentist in their network.
Plans Offered:
PPO Plans: Offers flexibility with a large network of dentists.
HMO Plans: More affordable with a smaller network of dental providers.
Average Cost:
BCBS dental premiums typically range from $30 to $60 per month.
6. Guardian Dental Insurance
Guardian offers both PPO and HMO dental plans in Connecticut. Their coverage includes preventive care, fillings, crowns, and other essential dental services such as gum disease treatment and sensitive teeth management. Guardian is known for offering excellent customer service and reliable claims processing.
Plans Offered:
PPO Plans: Offers more flexibility with a large network of dentists.
HMO Plans: More affordable plans with fewer choices for dental providers.
Average Cost:
Guardian’s dental premiums range from $25 to $55 per month.
7. Humana Dental Insurance
Humana is known for its wide range of dental insurance plans, including coverage for sensitive teeth, caries, tooth extractions, and gum disease. Their PPO and HMO plans are affordable and provide a wide range of dental care options.
Plans Offered:
PPO Plans: Offers flexibility with a large network of providers.
HMO Plans: Cost-effective options with fewer provider choices.
Average Cost:
Humana’s dental premiums generally start at $25 per month.
8. UnitedHealthcare Dental Insurance
UnitedHealthcare offers a range of dental insurance plans that cover a wide variety of dental needs, including gum disease, tooth extractions, crowns, and more. Their plans are designed for individuals, families, and businesses, making them an excellent choice for a broad audience.
Plans Offered:
PPO Plans: Provides flexibility in choosing dentists.
HMO Plans: More affordable with fewer choices in dental care providers.
Average Cost:
UnitedHealthcare dental premiums range from $30 to $50 per month.
9. Lincoln Financial Group Dental
Lincoln Financial offers comprehensive dental coverage in Connecticut. Their dental insurance plans cover a variety of services, including fillings, crowns, gum disease treatments, and tooth extractions. They offer both PPO and HMO options to suit different needs.
Plans Offered:
PPO Plans: Access to a large network of dentists.
HMO Plans: More affordable with limited provider choices.
Average Cost:
Lincoln Financial’s premiums typically start at $30 per month.
10. Anthem Blue Cross Dental
Anthem Blue Cross offers comprehensive dental plans with coverage for sensitive teeth, gum disease, bad breath, and fillings. Anthem’s plans are known for their affordability and the wide range of services they provide.
Plans Offered:
PPO Plans: Flexible options with a broad network of dental providers.
HMO Plans: More budget-friendly with fewer provider choices.
Average Cost:
Anthem Blue Cross dental premiums typically range from $30 to $55 per month.
11. Aflac Dental Insurance
Aflac offers affordable dental insurance options that provide coverage for tooth extractions, fillings, crowns, and gum disease treatment. Aflac’s plans are designed to be flexible and provide excellent customer support.
Plans Offered:
PPO Plans: Offers flexibility and a large network of providers.
HMO Plans: Affordable options with a smaller network of providers.
Average Cost:
Aflac’s premiums generally range from $25 to $45 per month.
12. Careington Dental Insurance
Careington offers dental insurance plans in Connecticut at competitive prices. Their plans include coverage for preventive care, fillings, tooth extractions, and gum disease treatment. They also offer discount dental plans for individuals who want a more affordable option.
Plans Offered:
PPO Plans: Broad network with access to many dentists.
Discount Plans: Offers discounts on dental care instead of traditional insurance coverage.
Average Cost:
Careington’s premiums start at $20 per month.
Conclusion
Choosing the best dental insurance plan for you and your family is an important decision that can have a significant impact on your dental health. The top 12 dental insurance companies in Connecticut for 2025, including providers like Cigna, Delta Dental, and Humana, offer a wide range of plans to suit various needs and budgets. Whether you’re seeking coverage for preventive care, tooth extractions, or treatment for sensitive teeth or gum disease, these insurance companies provide reliable options. Always review the specific plan details, including the types of coverage, the network of providers, and the premiums, to ensure you select the best plan for your oral health.
