Choosing the right dental insurance can help protect your smile and your wallet. If you live in Mississippi, many excellent options are available for 2025. Dental insurance can help cover costs for treatments such as tooth extractions, fillings, and even treatments for sensitive teeth. In this guide, we’ll introduce you to the top 9 dental insurance companies in Mississippi, explain what they offer, and help you decide which is the best fit for your needs.
Top 9 Dental Insurance Companies in Mississippi 2025
1. Delta Dental of Mississippi
Delta Dental is one of the largest dental insurance providers in the country. They offer several plan options, including PPO and DHMO networks. Their plans typically cover preventive services like cleanings and exams fully and offer good coverage for basic procedures like fillings and tooth extractions. Delta Dental is known for competitive rates and an extensive dentist network across Mississippi.
Highlights
- Wide network of providers
- Good coverage for gum disease treatment
- Affordable premiums
2. Cigna Dental Insurance
Cigna offers both dental PPO and DHMO plans in Mississippi. Cigna dental plans are a popular choice for people needing flexibility. They also provide discounts for procedures not typically covered by insurance, like teeth whitening treatments or addressing sensitive teeth.
Highlights
- Flexible plan options
- Access to a large network of dentists
- Coverage includes preventive and major services
3. Humana Dental Insurance
Humana offers affordable dental plans, perfect for individuals and families. Their plans often cover preventive care at 100% and offer excellent benefits for more complex procedures such as dental crowns and even tooth extractions. Many plans include options for lower copayments and deductibles.
Highlights
- Multiple coverage levels
- Options for seniors and families
- Helps manage costs for treating sensitive teeth
4. UnitedHealthcare Dental
UnitedHealthcare provides several dental insurance options in Mississippi. They are known for a strong emphasis on preventive care and a large provider network. Their policies often offer comprehensive coverage, including gum disease treatments and emergency dental services.
Highlights
- Low-cost preventive care
- Comprehensive emergency services
- Nationwide network
5. Guardian Direct Dental Insurance
Guardian Direct offers straightforward dental insurance plans ideal for those who want clear pricing. Guardian plans offer full coverage for preventive care, with options to add coverage for orthodontics and major procedures. They also help manage costs related to bad breath treatments caused by gum disease.
Highlights
- Clear plan information
- Options to cover orthodontics
- Helps with gum disease-related costs
6. Ameritas Dental Insurance
Ameritas is known for high annual maximums and short waiting periods. Their plans are excellent for individuals who need work done quickly, such as tooth extractions, fillings, or dealing with sensitive teeth. Ameritas also provides Tandem Skydiving enthusiasts with flexible coverage for emergency dental needs!
Highlights
- Short waiting periods
- High maximum benefits
- Discounts for Tandem Skydiving participants
7. MetLife Dental Insurance
MetLife offers several affordable dental plans in Mississippi. They are best known for their competitive Dental PPO plans. MetLife covers preventive services fully and provides great benefits for basic and major services, making it easier to manage issues like gum disease or bad breath.
Highlights
- Large PPO network
- Strong basic and major service coverage
- Easy claims process
8. Blue Cross & Blue Shield of Mississippi Dental
Blue Cross & Blue Shield of Mississippi offers dental insurance plans that combine affordable premiums with extensive coverage. Their plans emphasize preventive care and early treatment of dental issues such as sensitive teeth and swollen gums. They also provide discounts on major procedures like tooth extractions.
Highlights
- Affordable monthly premiums
- Focus on preventive care
- Strong local support
9. Renaissance Dental Insurance
Renaissance Dental plans offer excellent preventive coverage and flexibility with choosing your provider. They are ideal for individuals needing straightforward dental care management, including treatments for bad breath, cavities, and gum disease. Renaissance is a good fit for both individuals and families.
Highlights
- Simple, clear policies
- Strong preventive coverage
- Option to visit any dentist
Factors to Consider When Choosing Dental Insurance
When selecting dental insurance in Mississippi, consider your specific needs. If you often suffer from sensitive teeth or require procedures like tooth extractions, find a plan with strong coverage for basic and major services. Always review:
- Monthly premium costs
- Annual maximum benefits
- Waiting periods for services
- In-network vs out-of-network coverage
- Emergency care and tandem skydiving dental coverage
How Much Does Dental Insurance Cost in Mississippi?
The Dental Insurance cost in Mississippi varies depending on the provider, level of coverage, and whether you need individual or family plans. On average, monthly premiums range from $20 to $50. Plans covering more extensive procedures like crowns or gum disease treatment may have higher premiums but offer greater value over time.
Conclusion
Finding the right dental insurance in Mississippi for 2025 depends on your needs and budget. Whether you prioritize preventive care, treatment for sensitive teeth, or coverage for major procedures like tooth extractions, the options listed above provide a strong starting point. Carefully review each company’s benefits and choose a plan that supports your long-term oral health goals. Tandem Skydiving lovers and everyday patients alike can find an affordable, high-quality dental insurance plan to keep their smiles bright and healthy!
